Loan Officer
Potential Staffing Limited
Nairobi, Kenya
1d ago
source : BrighterMonday

Loan Officer

Potential Staffing Limited

Accounting, Auditing & Finance

Potential Staffing Limited

Accounting, Auditing & Finance

Nairobi Full TimeBanking, Finance & Insurance KSh Confidential 19m

Job Summary

You will act as liaison between customers and our financial institution and you will help qualified applicants acquire loans in a timely manner.

  • Minimum Qualification : Bachelor
  • Experience Level : Mid level
  • Experience Length : 3 years
  • Job Description

    Weare looking for a Loan Officer to evaluate, authorize approval or deny loanapplications for people or for business.

    Responsibilities

  • Evaluate credit worthiness by processing loan applications anddocumentation within specified limits
  • Interview applicants to determine financial eligibility andfeasibility of granting loans
  • Determine all applicable ratios and metrics and set up debtpayment plans
  • Communicate with clients either to request or to provideinformation
  • Justify decisions (approvals / rejections) and report on them
  • Complete loan contracts and counsel clients on policies andrestrictions
  • Update job knowledge on types of loans and other financialservices
  • Maintain and update account records
  • Assess customer needs, explore all options and introducedifferent types of loans
  • Develop referral networks, suggest alternate channels andcross-sell products and services to accomplish quotas
  • Go the extra mile to build trust relationships, customerloyalty and satisfaction throughout the underwriting process
  • Operate in compliance with laws and regulations and adhere tolending compliance guidelines
  • Requirements

  • Proven working experience as a Loan Officer
  • Familiarity with computers and banking applications / software
  • Solid understanding of direct / indirect lending products andpractices
  • Excellent communication and interpersonal skills
  • Customer satisfaction orientation and sales competencies
  • Ability to work in a goal oriented environment
  • BS degree in finance, economics or a related field
  • Qualified Candidates are asked to sendtheir Updated CV

    Shortlisting ongoing

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