Execution of due diligence in loaning processes and determine customers’ creditworthiness
Minimum Qualification : Bachelor
Experience Level : Mid level
Experience Length : 2 years
Headquarteredin European Union, Mogo Kenya is part of Mogo Finance Group which is one of theleading car financing institution operating in 17 countries and with over 1,000employees globally.
Wide geographical coverage makes MOGO unique in comparisonto its competitors and diversifies revenue streams in delivering an integratedset of products in auto financing;
leaseback loans, car financing and Boda-bodafinancing.
We arepassionate, ready, and committed to playing an active role in providing ourclients with the fastest and most convenient vehicle, Boda-Boda Financing, andleaseback products in the Kenyan market.
We arelooking for a trustworthy, self-driven individual to support the execution of due diligence in loaning processes and determine customers’ creditworthiness byanalyzing the data, to assess the likelihood of a borrower honouring theirfinancial obligations.
Authenticatedocumentation presented for all credit applications and ensure they meet theKYC requirements and any other requirements as required by the Company
Ensurecompliance with the Company’s Credit Rules & Procedures
Appraisalof customer loan applications and making recommendations
Ensure allapplicants are advised on fate of applications within reasonable time
Activeparticipation in Credit Committee
Communicateall changes regarding the credit rules and procedures to the sales staff
Analyzeapplicant’s financial status and credit histories to determine feasibility ofgranting loans
To ensurethat credit appraisals and all documentations are properly collected,processed, and filed as required
To ensureloan facilities are released on time
Degree in B.com- Finance option or related field.
2+ years of experience as a Credit Analyst
Excellent communication and interpersonal skills.
Strong analytical & problem-solving skills.
Excellent knowledge of record-keeping.
Ability to adapt quickly and work independently.
Fluent in English and Swahili
Competitive salary and performance bonus
Friendly and dynamic work environment
Great opportunity to participate in building up business
Support from a professional international team
Opportunity for personal development